Health Insurance
Healthcare costs shouldn’t derail your dreams. Protect your savings, preserve your lifestyle, and keep your financial future on course with comprehensive health insurance.
Take Comfort in Knowing You Have Financial Support for Accidents
Did you know that accident insurance coverage can help supplement costs that are not covered under your existing medical plan? This insurance provides you with funds that can be used as you see fit.1 This can help with out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more.
Accident insurance through your employer may include benefits for:
- Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns. (Chip fractures are paid at 25% of Fracture Benefit and partial dislocations are paid at 25% of Dislocation Benefit)
- Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries.
- Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident.2
- Additional Benefits: such as accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.3
- Plus, MetLife has a guaranteed acceptance policy, offers convenient payroll deduction, and portable coverage.4, 5
For complete plan details, speak with your company’s benefits administrator.
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Finding the Right Coverage for a Proactive Lifestyle
Insurance for a Proactive Lifestyle
Living an active lifestyle comes with numerous health benefits, fostering both physical and mental well-being. However, it also exposes you to certain risks that can be mitigated with the proper insurance. For those who emphasize proactivity in their health and fitness, finding the right insurance plan is not just prudent; it’s essential. Here’s a guide to the types of insurance you should consider to secure your dynamic lifestyle.
Health Insurance
A comprehensive health insurance plan is the cornerstone for anyone leading a proactive lifestyle. It should cover routine check-ups, preventive care, and fitness incentive programs that reward your healthy habits.
Accident Insurance
Active individuals are more likely to encounter accidents, whether it’s while biking, hiking, or engaging in sports. Accident insurance can help cover unexpected medical costs that arise from such incidents.
Disability Insurance
Your proactive lifestyle also means you’re reliant on your physical abilities to maintain your standard of living. Disability insurance ensures that if you’re unable to work due to injury, you’re not left without an income.
Life Insurance
Life insurance is important, especially if your proactive lifestyle involves high-risk activities. It can provide peace of mind knowing that your loved ones will be taken care of financially if something happens to you.
Travel Insurance
If your active lifestyle includes adventure travel, don’t overlook travel insurance. This can cover everything from lost equipment to emergency evacuations.
Specialty Insurance
Consider specialty insurance for specific activities or high-value equipment used in your active pursuits, like bicycles, kayaks, or rock-climbing gear.
Integrating insurance into your proactive lifestyle not only protects your health and financial stability but also provides the freedom to fully enjoy your active endeavors with a little less worry. Remember to assess your risk, understand the coverage, and choose a plan that aligns with your active life.